maximusPoints

Squeeze every point out of every dollar

maximusPoints compares credit cards by real earn math, tells you which card to swipe for each purchase, and makes sure you never leave a perk credit on the table.

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Card Database

Browse premium and mid-tier cards — fees, earn multipliers, perk credits, and sources.

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Spend Optimizer

Pick a category and monthly spend. See which card earns the most, net of annual fees.

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Purchase Advisor

Tell us what you're buying — “gas at Costco”, “Alaska Airlines flight” — and get the best card for it.

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Balance Transfer Calculator

Compare interest with vs. without a 0% intro transfer, with a full month-by-month payoff table.

Perk Tracker

Track airline, hotel, and dining credits across your cards so none expire unused.

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Connect your accounts

Link your bank and cards through Plaid to see balances alongside your rewards strategy.