Card database

Earn rates

Perks & credits

• Airline credit — $200 annualUp to $200 in annual statement credits toward qualifying airline purchases; enrollment required.
• Trusted traveler credit — $120 annualStatement credit for a Global Entry or TSA PreCheck application fee every four years.
• Priority Pass lounge membership — $0 annualComplimentary Priority Pass airport lounge membership.
• Luxury Card Travel — $0 annual24/7 concierge and Luxury Card Travel booking benefits.

Earn rates

Perks & credits

• Hotel credit — $600 semiannualUp to $300 in statement credits each half of the year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel; enrollment required.
• Resy dining credit — $400 quarterlyUp to $100 each quarter in statement credits at U.S. Resy restaurants; enrollment required.
• Lululemon credit — $300 quarterlyUp to $75 each quarter on eligible U.S. Lululemon purchases; enrollment required.
• Digital entertainment credit — $300 monthlyUp to $25 per month toward eligible digital subscriptions; enrollment required.
• Oura credit — $200 annualUp to $200 annually toward Oura Ring purchases; enrollment required.
• Uber One credit — $120 annualUp to $120 annually toward an Uber One membership, subject to auto-renewal.
• Uber Cash — $200 annualUp to $200 per calendar year in Uber Cash for U.S. rides and Uber Eats.
• Airline incidental credit — $200 annualUp to $200 per calendar year in statement credits for incidental fees on one selected airline; enrollment required.
• CLEAR Plus credit — $209 annualUp to $209 annually toward a CLEAR Plus membership, subject to auto-renewal.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.
• Annual Engagement Bonus — $895 annual$895 deposited into an eligible Morgan Stanley Platinum CashPlus brokerage account after card opening and each year after card renewal; qualifying Morgan Stanley relationship required.
• First additional Platinum card — $0 annualThe annual fee for the first Additional Platinum Card is $0; each additional Platinum Card after that is $195 per year.
• Lounge access — $0 annualAccess to Centurion Lounges, Priority Pass lounges, Delta Sky Clubs when flying Delta, and other partner lounges; enrollment required.

Earn rates

Perks & credits

• Hotel credit — $600 semiannualUp to $300 in statement credits each half of the year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel; enrollment required.
• Airline incidental credit — $200 annualUp to $200 per calendar year in statement credits for incidental fees on one selected airline; enrollment required.
• CLEAR Plus credit — $209 annualUp to $209 annually toward a CLEAR Plus membership, subject to auto-renewal.
• Hilton credit — $200 quarterlyUp to $50 each quarter in statement credits on eligible Hilton purchases; enrollment required.
• Dell credit — $11.50 annualUp to $1,150 annually in statement credits on eligible Dell purchases; enrollment required and benefit is structured across semi-annual tiers.
• Indeed credit — $360 quarterlyUp to $90 each quarter in statement credits on eligible Indeed purchases; enrollment required.
• ChatGPT Business credit — $300 semiannualUp to $150 each half of the year in statement credits on eligible ChatGPT Business plan purchases; enrollment required.
• Adobe credit — $250 annualUp to $250 annually back on $600 or more in eligible annual Adobe purchases; enrollment required.
• Wireless credit — $120 monthlyUp to $10 per month in statement credits on wireless telephone services purchased directly from U.S. providers; enrollment required.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.
• Lounge access — $0 annualAccess to Centurion Lounges, Priority Pass lounges and other partner lounges; enrollment required.

Earn rates

Perks & credits

• Hotel credit — $600 semiannualUp to $300 in statement credits each half of the year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel; enrollment required.
• Resy dining credit — $400 quarterlyUp to $100 each quarter in statement credits at U.S. Resy restaurants; enrollment required.
• Lululemon credit — $300 quarterlyUp to $75 each quarter on eligible U.S. Lululemon purchases; enrollment required.
• Digital entertainment credit — $300 monthlyUp to $25 per month toward eligible digital subscriptions; enrollment required.
• Oura credit — $200 annualUp to $200 annually toward Oura Ring purchases; enrollment required.
• Uber One credit — $120 annualUp to $120 annually toward an Uber One membership, subject to auto-renewal.
• Uber Cash — $200 annualUp to $200 per calendar year in Uber Cash for U.S. rides and Uber Eats.
• Airline incidental credit — $200 annualUp to $200 per calendar year in statement credits for incidental fees on one selected airline; enrollment required.
• CLEAR Plus credit — $209 annualUp to $209 annually toward a CLEAR Plus membership, subject to auto-renewal.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.
• Schwab Appreciation Bonus — $10 annualAnnual statement credit of $100 with $250,000 to under $1,000,000 in qualifying Schwab holdings, $200 with $1,000,000 to under $10,000,000, or $1,000 with $10,000,000 or more or membership in Schwab Private Wealth Services or Advisor Services Ultra-High Net Worth; measured at account approval and each renewal month.
• Points cash-out to Schwab — $0 annualRedeem Membership Rewards points as a deposit into an eligible Schwab account at 1.1 cents per point on up to 1,000,000 points per year, then 0.8 cents per point.
• Lounge access — $0 annualAccess to Centurion Lounges, Priority Pass lounges, Delta Sky Clubs when flying Delta, and other partner lounges; enrollment required.

Earn rates

Perks & credits

• Hotel credit — $600 semiannualUp to $300 in statement credits each half of the year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel; enrollment required.
• Resy dining credit — $400 quarterlyUp to $100 each quarter in statement credits at U.S. Resy restaurants; enrollment required.
• Lululemon credit — $300 quarterlyUp to $75 each quarter on eligible U.S. Lululemon purchases; enrollment required.
• Digital entertainment credit — $300 monthlyUp to $25 per month toward eligible digital subscriptions such as Disney+, Hulu, Paramount+, YouTube Premium and The New York Times; enrollment required.
• Oura credit — $200 annualUp to $200 annually toward Oura Ring purchases; enrollment required.
• Uber One credit — $120 annualUp to $120 annually toward an Uber One membership, subject to auto-renewal.
• Uber Cash — $200 annualUp to $200 per calendar year in Uber Cash for U.S. rides and Uber Eats; up to $15 monthly plus a $20 bonus in December.
• Airline incidental credit — $200 annualUp to $200 per calendar year in statement credits for incidental fees on one selected airline; enrollment required.
• CLEAR Plus credit — $209 annualUp to $209 annually toward a CLEAR Plus membership, subject to auto-renewal.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.
• Lounge access — $0 annualAccess to Centurion Lounges, Priority Pass lounges, Delta Sky Clubs when flying Delta, and other partner lounges; enrollment required.
• Hotel elite status — $0 annualComplimentary Hilton Honors Gold and Marriott Bonvoy Gold Elite status; enrollment required.
• Leaders Club Sterling status — $0 annualSterling status with The Leading Hotels of the World Leaders Club; enrollment required.

Earn rates

Perks & credits

• Travel credit — $300 annual$300 in automatic statement credits each account anniversary year on travel purchases.
• The Edit hotel credit — $500 semiannualUp to $250 in statement credits each half of the year on prepaid stays booked through The Edit by Chase Travel.
• Google Workspace credit — $200 annualUp to $200 annually in statement credits on Google Workspace purchases.
• ZipRecruiter credit — $400 annualUp to $400 annually in statement credits on ZipRecruiter purchases.
• DoorDash DashPass membership — $120 annualComplimentary DoorDash DashPass membership; activation required.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.
• Southwest credit — $500 annual$500 Southwest Airlines credit after $120,000 in annual card spend; also unlocks Southwest A-List status and IHG One Rewards Diamond Elite status at that spend level.
• Lounge access — $0 annualPriority Pass lounge membership and Chase Sapphire Lounge access for the cardholder plus two guests; $27 per additional guest.

Earn rates

Perks & credits

• Travel credit — $300 annual$300 in automatic statement credits each account anniversary year on travel purchases.
• The Edit hotel credit — $500 semiannualUp to $250 in statement credits each half of the year on prepaid stays booked through The Edit by Chase Travel.
• Exclusive Tables dining credit — $300 semiannualUp to $150 in statement credits each half of the year at Sapphire Reserve Exclusive Tables restaurants booked via OpenTable.
• StubHub credit — $300 semiannualUp to $150 in statement credits each half of the year on StubHub or Viagogo ticket purchases; activation required.
• DoorDash promos — $300 monthlyUp to $25 per month in DoorDash promotions: a $5 restaurant promo and two $10 promos on non-restaurant orders; activate by December 31, 2027.
• Apple TV and Apple Music — $250 annualComplimentary Apple TV and Apple Music subscriptions valued at up to $250 per year; one-time activation per service required; subscriptions run through June 22, 2027.
• Peloton credit — $120 monthlyUp to $10 per month in statement credits toward a Peloton membership; through December 31, 2027; activation required.
• DoorDash DashPass membership — $120 annualComplimentary DoorDash DashPass membership valued at $120 per year; activate by December 31, 2027.
• Lyft credit — $120 monthlyUp to $10 per month in Lyft in-app credits; through September 30, 2027.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.
• IHG One Rewards Platinum Elite — $0 annualComplimentary IHG One Rewards Platinum Elite status; enrollment required.
• Lounge access — $0 annualPriority Pass lounge membership and Chase Sapphire Lounge access for the cardholder plus two guests; $27 per additional guest.

Earn rates

Perks & credits

• United Club membership — $0 annualStandard United Club membership; expanded partner lounge access and guesting privileges with Premier Gold status or $50,000 in annual card spend.
• Renowned Hotels credit — $200 annualUp to $200 annually in statement credits on prepaid Renowned Hotels and Resorts stays.
• Ride-hailing credit — $150 annualUp to $150 annually in statement credits on eligible ride-hailing purchases.
• Avis and Budget TravelBank credit — $100 annualUp to $100 annually in Avis and Budget TravelBank credit.
• JSX credit — $200 annualUp to $200 annually in statement credits on JSX purchases.
• Instacart credit — $240 monthlyUp to $20 per month in Instacart credits, up to $240 annually.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.

Earn rates

Perks & credits

• Admirals Club membership — $0 annualFull Admirals Club membership for the primary cardmember.
• American Airlines Vacations credit — $500 annual$500 credit toward eligible American Airlines Vacations packages.
• Inflight and club purchase credit — $100 annualUp to $100 annually in statement credits on eligible inflight and Admirals Club purchases.
• Lyft credit — $180 annualUp to $180 annually in Lyft credits after completing three eligible Lyft rides in a month.
• Omni Hotels benefits — $0 annualOmni Select Guest Champion status and a qualifying complimentary night at Omni properties; enrollment required.
• Avis President's Club — $0 annualComplimentary Avis President's Club status; enrollment required.
• Bonus Loyalty Points — $400 annualUp to 40,000 bonus AAdvantage Loyalty Points annually based on card spend thresholds.

Earn rates

Perks & credits

• United Club membership — $0 annualStandard United Club membership; expanded partner lounge access and guesting privileges with Premier Gold status or $50,000 in annual card spend.
• Renowned Hotels credit — $200 annualUp to $200 annually in statement credits on prepaid Renowned Hotels and Resorts stays.
• Ride-hailing credit — $150 annualUp to $150 annually in statement credits on eligible ride-hailing purchases.
• Avis and Budget TravelBank credit — $100 annualUp to $100 annually in Avis and Budget TravelBank credit.
• JSX credit — $200 annualUp to $200 annually in statement credits on JSX purchases.
• Instacart credit — $240 monthlyUp to $20 per month in Instacart credits, up to $240 annually.
• FareLock credit — $50 annualUp to $50 annually in United FareLock credits.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.

Earn rates

Perks & credits

• Airline fee credit — $500 annualUp to $500 annually in statement credits for ancillary fees on one selected qualifying U.S. domestic airline.
• Restaurant, Amazon Prime and lounge credit — $500 annualUp to $500 annually in statement credits toward restaurant purchases, Amazon Prime membership fees and airport lounge membership fees when the account reaches $25,000 or more in card spend in the current or prior calendar year; credits must be requested.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.
• Priority Pass lounge membership — $0 annualComplimentary Priority Pass airport lounge membership.
• GigSky data plan — $0 annualAnnual complimentary 5GB, 30-day international data roaming plan through the GigSky app; eSIM-compatible device required.

Earn rates

Perks & credits

• Dining credit — $300 monthlyUp to $25 per month in statement credits for eligible purchases at restaurants worldwide, up to $300 annually.
• Annual free night award — $850 annualFree night award worth up to 85,000 Marriott Bonvoy points each year after card renewal.
• Ritz-Carlton and St. Regis property credit — $100 annualUp to $100 in statement credits toward qualifying charges on paid stays of two or more nights at Ritz-Carlton or St. Regis properties.
• Marriott Bonvoy Platinum Elite status — $0 annualAutomatic Marriott Bonvoy Platinum Elite status and 25 Elite Night Credits each calendar year.
• Priority Pass lounge membership — $0 annualComplimentary Priority Pass Select airport lounge membership; enrollment required.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.

Earn rates

Perks & credits

• Delta Sky Club visits — $15 annual15 Delta Sky Club visits per year; unlimited visits after $75,000 in annual card spend.
• Centurion Lounge access — $0 annualAccess to American Express Centurion Lounges when traveling on an eligible Delta flight.
• Companion certificate — $0 annualAnnual companion certificate for a domestic round-trip in First Class, Premium Select, Comfort+ or Main Cabin on renewal.
• Resy credit — $240 monthlyUp to $20 per month in statement credits at U.S. Resy restaurants, up to $240 annually; enrollment required.
• Rideshare credit — $120 monthlyUp to $10 per month in statement credits on U.S. rideshare purchases, up to $120 annually; enrollment required.
• Delta Stays credit — $200 annualUp to $200 annually in statement credits on prepaid Delta Stays hotel bookings.
• MQD Headstart — $25 annual2,500 Medallion Qualification Dollars each year toward Delta Medallion status.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.

Earn rates

Perks & credits

• Delta Sky Club visits — $15 annual15 Delta Sky Club visits per year; unlimited visits after $75,000 in annual card spend.
• Centurion Lounge access — $0 annualAccess to American Express Centurion Lounges when traveling on an eligible Delta flight.
• Companion certificate — $0 annualAnnual premium companion certificate for a domestic round-trip on renewal.
• Resy credit — $240 monthlyUp to $20 per month in statement credits at U.S. Resy restaurants, up to $240 annually; enrollment required.
• Rideshare credit — $120 monthlyUp to $10 per month in statement credits on U.S. rideshare purchases, up to $120 annually; enrollment required.
• Delta Stays credit — $250 annualUp to $250 annually in statement credits on prepaid Delta Stays hotel bookings.
• MQD Headstart — $25 annual2,500 Medallion Qualification Dollars each year toward Delta Medallion status.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.

Earn rates

Perks & credits

• Airline fee credit — $500 annualUp to $500 annually in statement credits for ancillary fees on one selected qualifying U.S. domestic airline.
• Restaurant, Amazon Prime and lounge credit — $500 annualUp to $500 annually in statement credits toward restaurant purchases, Amazon Prime membership fees and airport lounge membership fees when the account reaches $25,000 or more in card spend in the current or prior calendar year; credits must be requested.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.
• Priority Pass lounge membership — $0 annualComplimentary Priority Pass airport lounge membership.

Earn rates

Perks & credits

• Citi Travel hotel credit — $300 annual$300 annually in statement credits on prepaid hotel bookings through Citi Travel.
• Splurge credit — $200 annual$200 annually in statement credits on eligible splurge purchases; enrollment required.
• Blacklane credit — $200 semiannualUp to $100 in statement credits each half of the year on Blacklane chauffeur rides.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.
• Priority Pass lounge membership — $0 annualComplimentary Priority Pass membership with two guests per visit.
• Admirals Club passes — $4 annualFour American Airlines Admirals Club one-day passes per year.

Earn rates

Perks & credits

• Hilton resort credit — $400 semiannualUp to $200 in statement credits each half of the year on eligible Hilton resort purchases; enrollment required.
• Airline incidental credit — $200 quarterlyUp to $50 each quarter in statement credits for incidental fees on one selected airline; enrollment required.
• CLEAR Plus credit — $219 annualUp to $219 annually toward a CLEAR Plus membership, subject to auto-renewal.
• Weekend night reward — $0 annualOne annual weekend night reward at eligible Hilton properties, plus additional night rewards after $30,000 and $60,000 in annual card spend.
• Hilton Honors Diamond status — $0 annualAutomatic Hilton Honors Diamond status.
• National Car Rental Executive status — $0 annualComplimentary National Car Rental Emerald Club Executive status; enrollment required.

Earn rates

Perks & credits

• Airline incidental credit — $300 annualUp to $300 annually in statement credits toward airline incidental fees.
• Lifestyle credit — $150 annualUp to $150 annually in statement credits toward lifestyle purchases such as streaming, delivery and fitness.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.
• Priority Pass lounge memberships — $0 annualUp to four Priority Pass memberships; cardholder plus unlimited guests at most lounges.
• Airfare redemption discount — $20 annual20% discount when redeeming points for airfare through the Bank of America Travel Center.

Earn rates

Perks & credits

• Emirates Skywards Gold status — $0 annualEmirates Skywards Gold status for the first year, retained with $40,000 in annual card spend.
• Anniversary bonus miles — $100 annual10,000 bonus Skywards miles on the account anniversary after $30,000 in annual card spend.
• Priority Pass lounge membership — $0 annualComplimentary Priority Pass airport lounge membership.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every five years.

Earn rates

Perks & credits

• Airline credit — $200 annualUp to $200 annually in statement credits toward qualifying airline purchases; enrollment required.
• Dining credit — $100 annualUp to $100 annually in statement credits toward qualifying dining purchases.
• Trusted traveler credit — $120 annualStatement credit for a Global Entry or TSA PreCheck application every four years.
• Priority Pass lounge membership — $0 annualComplimentary Priority Pass airport lounge membership.
• World Elite Mastercard benefits — $0 annualWorld Elite Mastercard benefits including Lyft ride benefits; see issuer terms.

Earn rates

Perks & credits

• HSBC Travel credit — $400 annual$100 statement credit for each $2,000 in cumulative eligible HSBC Travel portal spend, up to $400 annually.
• Rideshare credit — $120 monthlyUp to $10 per month in statement credits on eligible rideshare purchases, up to $120 annually.
• Priority Pass lounge membership — $0 annualPriority Pass membership for the cardholder plus two guests per visit.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or TSA PreCheck every 4.5 years.

Earn rates

Perks & credits

• Travel credit — $250 annual$250 broad annual travel credit applied to travel purchases.
• Fourth Night Free — $0 annualUp to two fourth-night-free hotel stays per calendar year booked through the Citi Prestige concierge; taxes and fees on the fourth night are covered.
• Priority Pass lounge membership — $0 annualComplimentary Priority Pass membership for immediate family or up to two guests per visit.
• Trusted traveler credit — $100 annualUp to $100 toward a Global Entry or TSA PreCheck application every five years.

Earn rates

Perks & credits

• Airline incidental credit — $300 annualUp to $300 per calendar year in statement credits for qualifying airline incidental purchases; must be requested through J.P. Morgan Priority Services within four billing cycles and is not automatic.
• Ritz-Carlton and St. Regis property credit — $100 annualUp to $100 toward qualifying on-property charges on paid stays of two or more nights at Ritz-Carlton or St. Regis properties.
• Annual free night award — $850 annualFree night award worth up to 85,000 Marriott Bonvoy points each year after card renewal.
• Priority Pass lounge membership — $0 annualPriority Pass Select membership for the cardholder and authorized users with up to two guests per visit.
• Chase Sapphire Lounge access — $0 annualAccess to Chase Sapphire Lounges for the cardholder plus two guests.
• Trusted traveler credit — $100 annual$100 statement credit toward a Global Entry application every four years.
• Marriott Bonvoy Gold Elite status — $0 annualAutomatic Marriott Bonvoy Gold Elite status and 15 Elite Night Credits per year; Platinum Elite after $75,000 in annual card spend.
• Club Level upgrades — $3 annualThree Club Level upgrades annually on eligible paid stays of up to seven nights.

Earn rates

Perks & credits

• Loyalty Cash Bonus — $75 annual75% bonus on cash rewards redeemed directly into an eligible Truist personal checking, savings or money market account.
• Priority concierge — $0 annual24/7 priority concierge services including travel planning, restaurant reservations and event tickets.

Earn rates

Perks & credits

• Travel credit — $200 annual$200 annual travel statement credit.
• Korean Air discount coupons — $0 annualTwo 5%-off Korean Air ticket coupons each year.
• Priority Pass visits — $4 annualFour complimentary Priority Pass lounge visits per year.
• Korean Air lounge vouchers — $2 annualTwo Korean Air lounge vouchers each year.
• Duty-free coupons — $50 annualTwo $25 Korean Air duty-free coupons each year.

Earn rates

Perks & credits

• Travel credit — $325 annualUp to $325 annually in statement credits on Travel Center purchases; since December 2025 the credit is redeemable only through the bank's travel portal and dining no longer qualifies.
• Trusted traveler credit — $100 annualUp to $100 toward a Global Entry or TSA PreCheck application every four years.
• Priority Pass visits — $8 annualEight complimentary Priority Pass lounge visits per year.

Earn rates

Perks & credits

• Capital One Travel credit — $300 annual$300 annually in credit toward bookings through Capital One Travel.
• Anniversary bonus miles — $100 annual10,000 bonus miles each year starting on the first account anniversary.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.
• Lounge access — $0 annualCapital One Lounge and Landing access plus Priority Pass membership with two complimentary Priority Pass guests; Capital One Lounge guest restrictions apply.

Earn rates

Perks & credits

• Global Companion Award — $250 annual25,000-point Global Companion Award each year; an additional 100,000-point companion award after $60,000 in annual card spend.
• Annual status points — $100 annual10,000 elite status points each year; plus one status point per $2 in card spend.
• Alaska Lounge and Wi-Fi passes — $8 quarterlyTwo Alaska Lounge passes and two Wi-Fi passes each quarter, eight per year.
• Free checked bag and priority boarding — $0 annualFree checked bag and priority boarding on Alaska Airlines and Hawaiian Airlines.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.

Earn rates

Perks & credits

• Capital One Travel credit — $300 annual$300 annually in credit toward bookings through Capital One Travel.
• Anniversary bonus miles — $100 annual10,000 bonus miles each year starting on the first account anniversary.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.
• Lounge access — $0 annualCapital One Lounge and Landing access plus Priority Pass membership. Since February 2026, Capital One Lounge guests cost $45 per adult and $25 per minor; two Lounge guests or one Landing guest are free after $75,000 in annual spend; Priority Pass guests cost $35.

Earn rates

Perks & credits

• Flexible business credit — $240 monthlyUp to $20 per month in statement credits on eligible business purchases, up to $240 annually; enrollment required.
• ChatGPT Business credit — $300 annualUp to $300 annually in statement credits on eligible ChatGPT Business plan purchases; enrollment required.
• Squarespace credit — $150 annualUp to $150 annually in statement credits on eligible Squarespace purchases; enrollment required.
• Walmart+ membership credit — $0 monthlyMonthly statement credit toward a Walmart+ membership; enrollment required.

Earn rates

Perks & credits

• Delta Stays credit — $150 annualUp to $150 annually in statement credits on prepaid Delta Stays hotel bookings.
• Resy credit — $120 monthlyUp to $10 per month in statement credits at U.S. Resy restaurants, up to $120 annually; enrollment required.
• Rideshare credit — $120 monthlyUp to $10 per month in statement credits on U.S. rideshare purchases, up to $120 annually; enrollment required.
• Companion certificate — $0 annualAnnual Main Cabin companion certificate for a domestic round-trip on renewal.
• MQD Headstart — $25 annual2,500 Medallion Qualification Dollars each year toward Delta Medallion status.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.

Earn rates

Perks & credits

• United TravelBank credit — $200 annualUp to $200 annually in United TravelBank credit.
• Renowned Hotels credit — $150 annualUp to $150 annually in statement credits on prepaid Renowned Hotels and Resorts stays.
• JSX credit — $150 annualUp to $150 annually in statement credits on JSX purchases.
• Ride-hailing credit — $100 annualUp to $100 annually in statement credits on eligible ride-hailing purchases.
• Avis and Budget TravelBank credit — $80 annualUp to $80 annually in Avis and Budget TravelBank credit.
• Instacart credit — $180 monthlyUp to $15 per month in Instacart credits, up to $180 annually.
• Award flight mileage discount — $100 annualUp to 10,000 miles off United award flights each year, plus another 10,000 miles off after $20,000 in annual card spend.
• Premier qualifying points boost — $10 annual1,000 Premier qualifying points each year toward United Premier status.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.

Earn rates

Perks & credits

• Admirals Club passes — $4 annualFour 24-hour American Airlines Admirals Club passes per year.
• Splurge credit — $100 annual$100 annually in statement credits on eligible splurge purchases; enrollment required.
• Turo credit — $240 annualUp to $30 in statement credits per completed Turo trip, up to $240 annually.
• Inflight credit — $100 annual$100 annually in statement credits on eligible American Airlines inflight purchases.
• Companion certificate — $0 annualDomestic companion certificate for $99 plus taxes after account renewal each year.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.
• Free checked bag and priority boarding — $0 annualFirst checked bag free and priority boarding on American Airlines flights.

Earn rates

Perks & credits

• Delta Stays credit — $200 annualUp to $200 annually in statement credits on prepaid Delta Stays hotel bookings.
• Resy credit — $120 monthlyUp to $10 per month in statement credits at U.S. Resy restaurants, up to $120 annually; enrollment required.
• Rideshare credit — $120 monthlyUp to $10 per month in statement credits on U.S. rideshare purchases, up to $120 annually; enrollment required.
• Companion certificate — $0 annualAnnual companion certificate for a domestic round-trip on renewal.
• MQD Headstart — $25 annual2,500 Medallion Qualification Dollars each year toward Delta Medallion status.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.

Earn rates

Perks & credits

• Dining credit — $120 monthlyUp to $10 per month in statement credits at eligible dining partners, up to $120 annually; enrollment required.
• Uber Cash — $120 monthlyUp to $10 per month in Uber Cash for U.S. rides and Uber Eats orders, up to $120 annually.
• Resy credit — $100 semiannualUp to $50 in statement credits each half of the year at U.S. Resy restaurants, up to $100 annually; enrollment required.
• Dunkin' credit — $84 monthlyUp to $7 per month in statement credits on eligible Dunkin' purchases, up to $84 annually; enrollment required.

Earn rates

Perks & credits

• Airport lounge access — $0 annualAccess to Diners Club airport lounges worldwide is included with the card.

Earn rates

Perks & credits

• Anniversary points — $90 annual9,000 Rapid Rewards points deposited each cardmember anniversary.
• Free first checked bag — $0 annualFirst checked bag free for the cardholder on Southwest flights.
• Trusted traveler fee credit — $120 annualStatement credit toward Global Entry, TSA PreCheck or NEXUS application fee once every four years.

Earn rates

Perks & credits

• Marriott Bonvoy Gold Elite status — $0 annualAutomatic Gold Elite status each year the account is open.
• Annual elite night credits — $0 annual15 elite night credits toward Marriott Bonvoy status each year.
• Bonus points per stay — $0 annual1,000 bonus points per eligible paid stay.

Earn rates

Perks & credits

• Marriott Bonvoy Gold Elite status — $0 annualAutomatic Gold Elite status each year the account is open.
• Annual elite night credits — $0 annual15 elite night credits toward Marriott Bonvoy status each year.
• Bonus points per stay — $0 annual1,000 bonus points per eligible paid stay.

Earn rates

Perks & credits

• Anniversary points — $75 annual7,500 Rapid Rewards points deposited each cardmember anniversary.
• Free first checked bag — $0 annualFirst checked bag free for the cardholder on Southwest flights.

Earn rates

Perks & credits

• Hyatt statement credits — $100 annualTwo $50 statement credits each anniversary year after spending $50 or more at any Hyatt property.
• Discoverist status — $0 annualAutomatic World of Hyatt Discoverist status while the account is open.

Earn rates

Perks & credits

• Aeroplan 25K status — $0 annualAutomatic Aeroplan 25K elite status each year the account is open.
• Air Canada statement credit — $50 semiannualTwo $50 statement credits per year on eligible Air Canada purchases, up to $100 annually.
• Free first checked bag — $0 annualFree first checked bag on Air Canada flights.
• Air Canada award discount — $0 annual15% discount on eligible Air Canada award flights.

Earn rates

Perks & credits

• Cell phone protection — $10 annualUp to $1,000 per claim (max 3 claims/year, $100 deductible) for cell phone damage or theft when you pay your monthly cell phone bill with the card.
• Chase Travel and Lyft bonus rates — $0 annual5% total cash back on travel booked through Chase Travel (portal rate); 5% on Lyft purchases through Sept. 2027.

Earn rates

Perks & credits

• Hilton Gold status — $0 annualAutomatic Hilton Gold status each year the account is open.
• Hilton statement credit — $60 quarterlyUp to $60 in statement credits each quarter on eligible Hilton purchases, up to $240 per year.

Earn rates

Perks & credits

• Annual fee refund — $150 annualThe $150 annual fee is refunded every year you spend $150,000 or more on the card.
• Capital One Business Travel bonus rate — $0 annual5% cash back on hotels and rental cars booked through Capital One Business Travel.

Earn rates

Perks & credits

• Hilton Gold status — $0 annualAutomatic Hilton Gold status each year the account is open.
• Hilton statement credit — $50 quarterlyUp to $50 in statement credits each quarter on eligible Hilton purchases, up to $200 per year.

Earn rates

Perks & credits

• Free first checked bag — $0 annualFree first checked bag worldwide on Delta flights for the cardholder, plus a second checked bag on domestic U.S. itineraries.
• Priority boarding — $0 annualPriority boarding on Delta flights.
• TakeOff 15 — $0 annual15% discount on eligible Delta award travel.

Earn rates

Perks & credits

• Free first checked bag — $0 annualFree first checked bag for the cardholder and one companion on United-operated flights.
• Priority boarding — $0 annualPriority boarding on United flights.
• United Club passes — $0 annualTwo United Club one-time passes each year.
• Anniversary miles — $50 annual5,000 anniversary miles when you also hold a personal United credit card.
• United travel credit — $125 annual$125 United credit after more than five qualifying $100+ United flight-related purchases in a year.

Earn rates

Perks & credits

• Free first checked bag — $0 annualFree first checked bag worldwide on Delta flights for the cardholder, plus a second checked bag on domestic U.S. itineraries.
• Priority boarding — $0 annualPriority boarding on Delta flights.
• TakeOff 15 — $0 annual15% discount on eligible Delta award travel.
• Delta Stays credit — $100 annual$100 statement credit each year on eligible Delta Stays hotel bookings.
• Delta flight credit — $200 annual$200 flight credit after spending $10,000 in a calendar year.
• Rideshare credit — $10 monthlyUp to $10 per month in rideshare statement credits after the first renewal, up to $120 per year.

Earn rates

Perks & credits

• Free first checked bag — $0 annualFree first checked bag for the cardholder and one companion on United-operated flights.
• Priority boarding — $0 annualPriority boarding on United flights.
• United Club passes — $0 annualTwo United Club one-time passes each year.
• Trusted traveler fee credit — $120 annualStatement credit for a Global Entry, TSA PreCheck or NEXUS application fee once every four years, up to $120.

Earn rates

Perks & credits

• CLEAR Plus credit — $219 annualUp to $219 per calendar year in statement credits for CLEAR Plus membership when paid with the card (enrollment required). Card renamed Classic Green and closed to new applicants July 23, 2026.
• LoungeBuddy credit — $100 annualUp to $100 per year in LoungeBuddy credits for purchasing airport lounge access.

Earn rates

Perks & credits

• Disney Rewards Dollars bonus — $200 annual200 Disney Rewards Dollars after $2,000 in qualifying U.S. Disney Resort and Disney Cruise Line spend in an anniversary year.
• Theme park ticket credit — $100 annual$100 statement credit toward Disney theme park tickets after $200 in qualifying anniversary-year spend.
• Streaming credit — $120 annualUp to $120 per year in statement credits on eligible streaming purchases.

Earn rates

Perks & credits

• Anniversary points — $60 annual6,000 Rapid Rewards points deposited each cardmember anniversary.
• Free first checked bag — $0 annualFirst checked bag free for the cardholder on Southwest flights.

Earn rates

Perks & credits

• Anniversary bonus points — $150 annual15,000 Wyndham Rewards bonus points each anniversary.
• Diamond status — $0 annualAutomatic Wyndham Rewards Diamond status each year the account is open.
• Warehouse club credit — $65 annual$65 annual statement credit toward a warehouse club membership.
• Award stay discount — $0 annual20% fewer points required on Go Free award stays.

Earn rates

Perks & credits

• Anniversary points — $60 annual6,000 Rapid Rewards points deposited each cardmember anniversary.
• Free first checked bag — $0 annualFirst checked bag free for the cardholder on Southwest flights.

Earn rates

Perks & credits

• Annual free night award — $0 annualOne free night award worth up to 35,000 points each cardmember anniversary.
• Marriott Bonvoy Gold Elite status — $0 annualAutomatic Gold Elite status each year the account is open.
• Annual elite night credits — $0 annual15 elite night credits toward Marriott Bonvoy status each year.

Earn rates

Perks & credits

• Anniversary free night — $0 annualAnniversary free night worth up to 40,000 points, with the option to top up with points for higher-priced nights.
• Platinum Elite status — $0 annualAutomatic IHG One Rewards Platinum Elite status each year the account is open.
• United TravelBank cash — $50 annualUp to $50 in United TravelBank cash each calendar year.
• Trusted traveler fee credit — $120 annualStatement credit for a NEXUS, Global Entry or TSA PreCheck application fee once every four years, up to $120.

Earn rates

Perks & credits

• Free first checked bag — $0 annualFree first checked bag for the cardholder and up to three companions on JetBlue flights.
• Anniversary points — $50 annual5,000 TrueBlue points deposited each cardmember anniversary.
• Award rebate — $0 annual10% of redeemed TrueBlue points rebated on award travel.
• JetBlue Vacations credit — $100 annual$100 statement credit each year toward JetBlue Vacations packages.
• Inflight savings — $0 annual50% savings on eligible inflight food and beverage purchases.
• Priority boarding — $0 annualGroup 3 boarding on JetBlue flights.

Earn rates

Perks & credits

• Free first checked bag — $0 annualFree first checked bag for the cardholder and up to three companions on JetBlue flights.
• Anniversary points — $50 annual5,000 TrueBlue points deposited each cardmember anniversary.
• Award rebate — $0 annual10% of redeemed TrueBlue points rebated on award travel.
• JetBlue Vacations credit — $100 annual$100 statement credit each year toward JetBlue Vacations packages.
• Inflight savings — $0 annual50% savings on eligible inflight food and beverage purchases.

Earn rates

Earn rates

Perks & credits

• Free first checked bag — $0 annualFree first checked bag for the cardholder and up to four companions on eligible American Airlines itineraries.

Earn rates

Perks & credits

• Free first checked bag — $0 annualFree first checked bag for the cardholder and up to four companions on eligible American Airlines itineraries.
• Priority boarding — $0 annualPriority boarding on American Airlines flights.
• Inflight savings — $0 annual25% savings on eligible inflight food and beverage purchases.
• Flight discount — $125 annual$125 American Airlines flight discount after spending $20,000 in a cardmembership year and renewing the card.

Earn rates

Perks & credits

• Anniversary points — $30 annual3,000 Rapid Rewards points deposited each cardmember anniversary.
• Free first checked bag — $0 annualFirst checked bag free for the cardholder on Southwest flights.

Earn rates

Perks & credits

• Welcome bonus — $0 annualEarn 70,000 bonus miles after spending $2,000 on purchases in the first 90 days of account opening.
• $100 annual companion discount — $0 annualReceive an annual $100 discount on a companion roundtrip ticket on Hawaiian Airlines.
• Two free checked bags — $0 annualTwo free checked bags for the cardmember and up to 8 companions on Hawaiian Airlines flights.
• One-time 50% companion discount — $0 annualOne-time 50% companion discount on a Hawaiian Airlines roundtrip ticket after account opening.

Earn rates

Perks & credits

• Welcome bonus — $0 annualEarn 20,000 bonus points after spending $1,000 on purchases within the first three billing cycles of account opening.
• Round-trip companion coupon — $0 annualRound-trip companion coupon on account opening and each card anniversary.
• One-class upgrade — $0 annualOne-class upgrade on account opening and each card anniversary.
• Station lounge pass — $0 annualSingle-visit station lounge pass on account opening and each card anniversary.
• 20% onboard rebate — $0 annual20% rebate (as a statement credit) on Amtrak onboard food and beverage purchases.

Earn rates

Perks & credits

• Free checked bags — $0 annualTwo free checked bags for the primary cardmember on Frontier flights when fare conditions are met.
• Flight voucher — $100 annual$100 Frontier flight voucher each cardmember year after roughly $2,500 in card spend.
• Priority boarding — $0 annualPriority Zone 2 boarding on Frontier flights.

Earn rates

Perks & credits

• Anniversary free night — $0 annualAnniversary free night worth up to 40,000 points, with the option to top up with points for higher-priced nights.
• Platinum Elite status — $0 annualAutomatic IHG One Rewards Platinum Elite status each year the account is open.
• United TravelBank cash — $50 annualUp to $50 in United TravelBank cash each calendar year.
• Trusted traveler fee credit — $120 annualStatement credit for a NEXUS, Global Entry or TSA PreCheck application fee once every four years, up to $120.

Earn rates

Perks & credits

• Annual free night award — $0 annualAnnual free night award worth up to 35,000 points after account anniversary.
• Silver Elite status — $0 annualAutomatic Silver Elite status each year the account is open.
• Annual elite night credits — $0 annual15 elite night credits toward Marriott Bonvoy status each year.

Earn rates

Perks & credits

• Disney streaming credit — $10 monthlyUp to $10 per month in statement credits on select Disney streaming purchases after enrollment, up to $120 per year.

Earn rates

Perks & credits

• Citi Travel hotel credit — $100 annual$100 annual credit toward a single $500+ hotel stay booked through Citi Travel before taxes and fees.

Earn rates

Perks & credits

• Companion Fare — $0 annualAnnual $99 Companion Fare after spending $6,000 in the prior anniversary year.
• Free checked bag — $0 annualFree first checked bag when requirements are met.
• Preferred boarding — $0 annualPreferred boarding when requirements are met.

Earn rates

Perks & credits

• Flight discount — $0 annual10% discount on eligible U.S.-origin British Airways flights.
• Reward flight credits — $600 annualUp to $600 in annual statement credits toward reward flights.
• Companion ticket — $0 annualTravel Together Ticket after $30,000 in calendar-year spend.

Earn rates

Perks & credits

• Airport lounge access — $0 annualAirport lounge access included via the Diners Club lounge program.

Earn rates

Perks & credits

• Flight voucher — $10 annual$1,000 voucher toward two tickets on the same Iberia flight after $30,000 in calendar-year spend.
• Flight discount — $0 annual10% discount on eligible Iberia flights booked through the card's welcome materials site.

Earn rates

Perks & credits

• Anniversary bonus points — $150 annual15,000 Wyndham Rewards bonus points each anniversary.
• Elite status — $0 annualAutomatic Diamond status for the first year, then Platinum status after.
• Stay-based free night — $0 annualFree-night certificate worth up to 15,000 points after five or more stays in a calendar year.
• Meal delivery credit — $25 semiannualUp to $25 in statement credits every six months on meal delivery purchases, up to $50 per year.
• Award stay discount — $0 annual10% fewer points required on Go Free award stays.

Earn rates

Perks & credits

• Chase Travel hotel credit — $100 annual$100 annual credit on hotel stays booked through Chase Travel.
• Trusted traveler fee credit — $120 annualStatement credit for a trusted traveler application fee once every four years, up to $120.

Earn rates

Perks & credits

• Cell phone protection — $0 annualCell phone protection up to $1,000 per claim when the card pays the phone bill.

Earn rates

Perks & credits

• Annual free night — $0 annualAnnual free night certificate at a Category 1-4 Hyatt property each cardmember anniversary.
• Discoverist status — $0 annualAutomatic World of Hyatt Discoverist status while the account is open.
• Tier-qualifying nights — $0 annualFive tier-qualifying night credits toward status each year.

Earn rates

Earn rates

Perks & credits

• Capital One Business Travel credit — $50 annual$50 annual credit for bookings made through Capital One Business Travel.
• Advertising/software credit — $50 annualUp to $50 per year in statement credits for purchases at qualifying advertising or software merchants.
• Global Entry/TSA PreCheck credit — $120 annualUp to $120 statement credit for Global Entry or TSA PreCheck application fee, once every four years.

Earn rates

Perks & credits

• Global Entry/TSA PreCheck credit — $120 annualUp to $120 statement credit for Global Entry or TSA PreCheck application fee, once every four years.
• Lounge access — $0 annualTwo complimentary visits per year to Capital One Lounges or 100+ Plaza Premium Lounges.

Earn rates

Perks & credits

• Airline incidental credit — $100 annualUp to $100 in annual statement credits for incidental airline fees such as checked bags, seat upgrades, lounge access and inflight purchases.
• Trusted traveler fee credit — $100 annualStatement credit for a Global Entry or TSA PreCheck application fee once every four years, up to $100.

Earn rates

Perks & credits

• Free employee cards — $0 annualFree employee cards that also earn unlimited 2% cash back on their purchases.
• Capital One Business Travel bonus rate — $0 annual5% cash back on hotels and rental cars booked through Capital One Business Travel.

Earn rates

Perks & credits

• Anniversary bonus points — $240 annual30,000 Choice Privileges bonus points at each account anniversary (~$240 at 0.8 cents per point).
• Global Entry/TSA PreCheck credit — $120 annualUp to $120 statement credit every four years as reimbursement for Global Entry or TSA PreCheck application or renewal fee.
• Cellular telephone protection — $800 annualUp to $800 of cell phone protection against damage or theft when you pay your monthly cell phone bill with the card (subject to a $25 deductible).
• Platinum Elite status — $0 annualAutomatic Choice Privileges Platinum Elite status each calendar year via 20 elite night credits.

Earn rates

Perks & credits

• Airline statement credit — $50 annual$50 annual airline statement credit triggered by the first airline purchase of at least $50.

Earn rates

Perks & credits

• Priority Pass visits — $0 annualFour complimentary Priority Pass Select airport lounge visits per year.
• Rideshare credit — $25 annual$25 statement credit after three consecutive months with qualifying taxi or rideshare transactions.

Earn rates

Perks & credits

• Welcome offer — $0 annualEarn 60,000 bonus points after $6,000 spend on the account owner's card in the first 120 days.
• First-year fee waiver — $0 annualFirst-year annual fee waived ($0 year one, $95 thereafter); no foreign transaction fees.

Earn rates

Perks & credits

• Companion Fare — $0 annualAnnual $99 Companion Fare after spending $6,000 in the prior anniversary year.
• Free checked bag — $0 annualFree first checked bag when requirements are met.
• Preferred boarding — $0 annualPreferred boarding when requirements are met.

Earn rates

Perks & credits

• Companion ticket — $0 annualEconomy companion ticket after $30,000 in calendar-year spend.
• Priority boarding — $0 annualPriority boarding on eligible U.S.-Ireland Aer Lingus flights.

Earn rates

Perks & credits

• Anniversary bonus miles — $50 annual5,000 bonus Flying Blue miles deposited on each account anniversary.
• Anniversary XP — $0 annual20 Flying Blue Experience Points (XP) deposited on each account anniversary.

Earn rates

Perks & credits

• Lounge vouchers — $0 annualTwo complimentary Lufthansa Business Lounge vouchers each year after account anniversary.
• Companion ticket — $0 annualCompanion ticket after each account anniversary, taxes and fees apply.

Earn rates

Perks & credits

• Anniversary bonus points — $100 annual10,000 bonus points ($100 value) each year after spending $10,000 on the card in the 12-month period.
• Baggage and seat discounts — $0 annual50% off your first checked bag for you and travel companions on the same itinerary; 50% off Best and Standard seat selections purchased pre-flight.
• In-flight drink benefit — $0 annualComplimentary premium drink plus 25% discount on additional in-flight food and beverages when paying with the card.

Earn rates

Perks & credits

• Welcome offer — $200 annualEarn a $200 statement credit plus 20,000 bonus BreezePoints after spending $1,000 on purchases in the first 90 days of account opening.
• Priority boarding — $0 annualPriority boarding on Breeze Airways flights for the cardmember and companions.
• Complimentary inflight WiFi — $0 annualFree inflight WiFi on Breeze Airways flights for the cardmember.
• 7,500 anniversary points — $0 annualEarn 7,500 bonus BreezePoints each card anniversary year with eligible card activity, plus a one-way Nice bundle upgrade for every $15,000 spent on the card.

Earn rates

Perks & credits

• Companion flight voucher — $100 annual$100 companion flight voucher each anniversary after at least $5,000 in purchases within the prior anniversary year.
• Inflight rebate — $0 annual25% rebate on eligible inflight food and beverage purchases.
• Priority boarding — $0 annualComplimentary Zone 2 shortcut boarding on all Spirit flights.

Earn rates

Perks & credits

• Companion airfare on vacation packages — $0 annualBuy-one-get-one free airfare on qualifying Allegiant vacation packages (flight plus 4+ hotel nights or 7+ rental-car days) booked through Allways Card Member Services.
• Free in-flight beverage — $0 annualFree beverage on every Allegiant flight plus priority boarding.

Earn rates

Perks & credits

• Amazon Prime credit — $139 annualFree Amazon Prime annual membership when the annual membership is paid with the card ($139 value).
• Global Entry/TSA PreCheck credit — $120 annualUp to $120 in statement credits for Global Entry or TSA PreCheck application fees, once every four years.

Earn rates

Perks & credits

• Disney merchandise and dining discount — $0 annual10% off select merchandise and dining purchases at Disneyland, Walt Disney World and DisneyStore.com.

Earn rates

Perks & credits

• Saga Club points earning — $0 annualPoints post directly to your Icelandair Saga Club account; the base Icelandair Mastercard has a $0 annual fee with lower earn rates.

Earn rates

Perks & credits

• Welcome bonus — $200 annualEarn $200 cash back (20,000 ThankYou points) after $1,500 in purchases in the first 6 months of account opening.

Earn rates

Perks & credits

• Cashback Match — $0 annualUnlimited Cashback Match: Discover matches all the cash back earned at the end of the first year.

Earn rates

Perks & credits

• Mile-for-mile match — $0 annualUnlimited mile-for-mile match: Discover matches all miles earned at the end of the first year.

Earn rates

Perks & credits

• Cashback Match — $0 annualUnlimited Cashback Match: Discover matches all the cash back earned at the end of the first year.

Earn rates

Perks & credits

• Welcome bonus — $100 annual$100 cash rewards bonus after $500 in purchases in the first 3 months.
• Cell phone protection — $600 annualUp to $600 per claim ($25 deductible) for cell phone damage or theft when you pay your monthly cell phone bill with the card.

Earn rates

Perks & credits

• Welcome bonus — $0 annual20,000 bonus points (redeemable for $200 cash) after $1,000 in purchases in the first 3 months.
• Cell phone protection — $600 annualUp to $600 per claim ($25 deductible) for cell phone damage or theft when you pay your monthly cell phone bill with the card.

Earn rates

Perks & credits

• Welcome bonus — $0 annual25,000 online bonus points ($250 toward travel) after $1,000 in purchases in the first 90 days.
• BofA Travel portal bonus rate — $0 annualEarn 3 points per $1 on travel booked through the Bank of America Travel portal (portal rate; not encoded in the travel multiplier).

Earn rates

Perks & credits

• Welcome bonus — $200 annual$200 in rewards after $1,000 in eligible purchases within the first 90 days of account opening.
• Rewards Travel Center bonus rate — $0 annualEarn 5% on prepaid air, hotel, and car reservations made through the U.S. Bank Rewards Travel Center (portal rate; not encoded in the travel multiplier).

Earn rates

Perks & credits

• Welcome bonus — $200 annual$200 bonus after $1,000 in purchases in the first 3 billing cycles.

Earn rates

Perks & credits

• Welcome bonus — $100 annual$100 statement credit after $1,500 in purchases in the first 90 days.

Earn rates

Perks & credits

• Welcome bonus — $200 annualEarn $200 cash back after $500 in purchases in the first 3 months of account opening.
• Chase Travel bonus rate — $0 annualEarn 5% cash back on travel purchased through Chase Travel (portal rate; not encoded in the travel multiplier).
• Cell phone protection — $800 annualUp to $800 per claim ($1,000 per year, $50 deductible) for cell phone damage or theft when you pay your monthly cell phone bill with the card. This benefit ends Sept. 20, 2026.

Earn rates

Earn rates

Earn rates

Perks & credits

• Global Entry/TSA PreCheck credit — $0 annualUp to 10,000 points toward a Global Entry or TSA PreCheck application fee every four years.

Earn rates

Earn rates

Perks & credits

• Welcome bonus — $200 annual$200 statement credit after $1,500 in purchases in the first 90 days of account opening.

Earn rates

Perks & credits

• Welcome bonus — $0 annualEarn 15,000 AAdvantage bonus miles after spending $500 in purchases within the first 3 months of account opening.
• 25% inflight savings — $0 annualSave 25% on inflight food and beverage purchases on American Airlines flights when you pay with the card.
• Loyalty Points toward status — $0 annualEarn 1 Loyalty Point for every eligible AAdvantage mile earned on purchases, counting toward American Airlines elite status.
• No annual fee — $0 annualNo annual fee, keeping ongoing costs at zero while miles and Loyalty Points accumulate.

Earn rates

Perks & credits

• Welcome bonus — $0 annualEarn 10,000 bonus points after spending $1,000 on purchases in the first 90 days of account opening.
• 50% inflight savings — $0 annualSave 50% on eligible food and beverage purchases onboard JetBlue flights when you pay with the card.
• No foreign transaction fees — $0 annualNo foreign transaction fees on purchases made outside the U.S.
• Progress toward Mosaic status — $0 annualEligible card activity counts toward JetBlue Mosaic elite status qualification.

Earn rates

Perks & credits

• Welcome bonus — $0 annualEarn 45,000 bonus points after spending $1,000 on purchases in the first 3 months of account opening. (Bonus offers vary by channel; other current pages show higher limited-time amounts.)
• Silver Elite status — $0 annualAutomatic complimentary Marriott Bonvoy Silver Elite status each account anniversary year.
• 5 elite night credits — $0 annualReceive 5 elite night credits each calendar year toward higher Marriott Bonvoy elite tiers.
• Travel purchase redemption option — $0 annualPoints can be redeemed toward eligible travel purchases made directly with airlines or Marriott Bonvoy hotels (up to $750 in redemptions per year).

Earn rates

Perks & credits

• Welcome bonus — $0 annualEarn 70,000 bonus Hilton Honors points plus a Free Night Reward after spending $2,000 on purchases within 6 months of account opening (limited-time offer ends January 13, 2027).
• Complimentary Silver status — $0 annualAutomatic Hilton Honors Silver status for as long as the card account is open.
• Gold status at $20,000 spend — $0 annualUpgrade to Hilton Honors Gold status when you spend $20,000 on eligible purchases in a calendar year.
• Fifth night free — $0 annualEvery fifth award night is free on standard award stays of five or more nights.

Earn rates

Perks & credits

• Welcome bonus — $0 annualEarn 80,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.
• Silver Elite status — $0 annualAutomatic IHG One Rewards Silver Elite status.
• Fourth reward night free — $0 annualEvery fourth consecutive reward night is free when booking an award stay of four or more nights.
• 10,000 bonus points — $0 annualEarn 10,000 bonus points after spending $10,000 on purchases (plus one additional purchase) each calendar year.

Earn rates

Perks & credits

• Welcome bonus — $0 annualEarn 60,000 bonus points after spending $1,000 on purchases in the first 3 months of account opening.
• Gold Elite status — $0 annualAutomatic Choice Privileges Gold Elite status each year.
• 10 elite qualifying nights — $0 annualEarn 10 elite qualifying nights each calendar year toward higher Choice Privileges elite tiers.
• Cell phone protection — $0 annualUp to $800 in cell phone protection (subject to a $25 deductible) when you pay your monthly phone bill with the card.

Earn rates

Perks & credits

• Welcome offer — $150 annualEarn 45,000 bonus Wyndham Rewards points after spending $2,000 on purchases in the first 90 days of account opening, plus a $150 statement credit after your first purchase at any Wyndham hotel within 180 days. (Bonus offers vary by marketing channel; some reviews cite up to 75,000 points.)
• Gold status — $0 annualAutomatic Wyndham Rewards Gold elite status each year.
• 10% award discount — $0 annualSave 10% on Go Free award stays (up to 30,000 points per night) when booking directly through Wyndham.
• 7,500 anniversary points — $0 annualEarn 7,500 bonus points each card anniversary year after spending $15,000 on purchases.

Earn rates

Perks & credits

• Welcome offer — $0 annualReceive a $100 Disney Gift Card eGift upon approval and earn a $50 statement credit after spending $500 on purchases in the first 3 months of account opening.
• 10% select merchandise — $0 annualSave 10% on select merchandise purchases at DisneyStore.com.
• 10% park perks — $0 annualSave 10% on select merchandise and select dining locations at Disneyland Resort and Walt Disney World Resort.
• Special vacation financing — $0 annual0% promotional APR for 6 months on select Disney vacation packages and eligible Disney Resort hotel and cruise purchases.

Earn rates

Earn rates

Perks & credits

• New account offer — $10 annualEarn $1,000 cash back after $8,000 spend in the first 4 months from account opening (limited-time elevated offer).
• 0% intro APR on purchases — $0 annual0% intro APR on purchases for 12 months, then 16.74%-24.74% variable APR.
• Instacart+ membership — $0 annualComplimentary 3-month Instacart+ membership.

Earn rates

Perks & credits

• New account offer — $10 annualEarn $1,000 cash back after $8,000 spend in the first 4 months from account opening (limited-time elevated offer).
• 0% intro APR on purchases — $0 annual0% intro APR on purchases for 12 months, then 16.74%-24.74% variable APR.
• Instacart+ membership — $0 annualComplimentary 3-month Instacart+ membership.

Earn rates

Perks & credits

• Welcome offer — $0 annualEarn 15,000 Membership Rewards points after $3,000 in eligible purchases in the first 3 months.
• 0% intro APR on purchases — $0 annual0% intro APR on purchases for 12 months, then 16.74%-28.49% variable APR.

Earn rates

Perks & credits

• Welcome bonus — $750 annualEarn a $750 cash bonus after $6,000 spend in the first 3 months of account opening.
• 0% intro APR on purchases — $0 annual0% intro APR on purchases for 9 months (added Aug 2026), then 16.74%-26.74% variable APR.

Earn rates

Perks & credits

• Welcome offer — $0 annualEarn 50,000 bonus miles after $4,500 spend in the first 3 months (per Apr 2026 rebrand reporting).
• 0% intro APR on purchases — $0 annual0% intro APR on purchases for 9 months, then a variable rate (13.99%-23.99% per current reporting of the rebranded terms).

Earn rates

Perks & credits

• Welcome bonus — $500 annualEarn a $500 cash rewards bonus after $5,000 spend in the first 3 months.
• 0% intro APR on purchases — $0 annual0% intro APR on purchases for 12 months, then 16.74%-24.74% variable APR.
• World Elite travel benefits — $0 annualComplimentary Priority Pass membership with pay-as-you-go lounge access; primary auto rental collision coverage.

Earn rates

Perks & credits

• Sign-up bonus — $500 annualEarn a $500 online cash rewards bonus after $5,000 in purchases in the first 90 days.
• 0% intro APR on purchases — $0 annual0% intro APR on purchases for 7 billing cycles, then 16.74%-26.74% variable APR.

Earn rates

Perks & credits

• Welcome offer — $0 annualEarn 50,000 online bonus points after $5,000 in purchases in the first 90 days (redeemable for a $500 statement credit toward travel or dining).
• 0% intro APR on purchases — $0 annual0% intro APR on purchases for 7 billing cycles, then 16.74%-26.74% variable APR.

Earn rates

Perks & credits

• Welcome offer — $750 annualEarn $750 cash back after $6,000 spend on the account owner's card in the first 180 days.
• Software subscription credit — $100 annualAnnual $100 statement credit for recurring software subscription expenses such as QuickBooks or FreshBooks.
• 0% intro APR — $0 annual0% intro APR on purchases and balance transfers for 12 billing cycles.

Earn rates

Perks & credits

• Welcome offer — $0 annualEarn 20,000 bonus miles after $500 spend in the first 3 months from account opening.
• 0% intro APR — $0 annual0% intro APR on purchases and balance transfers for 15 months, then 18.49%-28.49% variable APR.

Earn rates

Perks & credits

• Welcome offer — $0 annualEarn 20,000 bonus ThankYou points after $1,000 spend in the first 3 months.
• 0% intro APR — $0 annual0% intro APR on purchases and balance transfers for 15 months, then 18.49%-28.49% variable APR.

Earn rates

Perks & credits

• New cardmember offer — $150 annual$150 Amazon Gift Card loaded to your Amazon account's gift card balance on approval of the application (Prime members).

Earn rates

Perks & credits

• Welcome bonus — $0 annualEarn 30,000 bonus points after spending $1,500 on purchases in the first 90 days of account opening.
• Priority boarding — $0 annualPriority boarding on Royal Caribbean sailings for the cardmember.
• Anniversary cruise discount — $0 annualEarn a $100 cruise discount each card anniversary year after spending $10,000 on purchases.

Earn rates

Perks & credits

• Welcome gift card — $100 annual$100 REI gift card after your first purchase outside of REI within 60 days of account opening.
• REI Experience statement credit — $50 annual$50 annual statement credit when you use the card to book an REI Co-op Experience.

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Perks & credits

• New customer acquisition offer — $0 annualNew cardholders earn an additional 5% back (10% total) on first-day purchases made on the card within the first 14 days of account opening.

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Perks & credits

• Limited-time account opening offer — $150 annualLimited-time account opening offer: $50 statement credit after your first purchase within 90 days, plus an additional $100 statement credit after $1,500 in qualifying purchases in the first 90 days.
• TravelPass days — $24 annualTwo free TravelPass days per calendar year (a $24 value) for unlimited data in 210+ countries/destinations.

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Perks & credits

• New account bonus — $100 annual$100 statement credit when you spend $1,000 on the card within the first 90 days of account opening.

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Perks & credits

• New account bonus — $100 annual$100 statement credit when you spend $1,000 on the card within the first 90 days of account opening.

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Earn rates

Perks & credits

• Welcome bonus — $0 annual15,000 bonus points (worth up to $150 toward travel) after $1,500 in purchases in the first 90 days.

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Perks & credits

• Plus member in-club bonus — $0 annualPlus members earn 3% back in Sam's Cash on eligible in-club and Sam's Club digital purchases when using the card, plus 2% back from the Plus membership itself, for up to 5% total rewards on eligible purchases.

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Perks & credits

• Sign-up coupon — $50 annualGet a $50 coupon for a purchase over $50 upon approval.

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Perks & credits

• Welcome bonus — $200 annualEarn $200 cash back after $500 in purchases in the first 3 months of account opening.
• Chase Travel bonus rate — $0 annualEarn 5% cash back on travel purchased through Chase Travel (portal rate; not encoded in the travel multiplier).

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Perks & credits

• Welcome bonus — $250 annualLimited-time offer: $250 online bonus after $1,000 in purchases in the first 90 days of account opening.

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Perks & credits

• Welcome bonus — $0 annual20,000 bonus points after $2,000 in purchases within the first 90 days of account opening; offer valid for applications July 1, 2026 through Jan. 3, 2027.

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Perks & credits

• Welcome offer — $250 annualEarn a $250 statement credit after $3,000 in purchases in the first 3 months.
• 0% intro APR on purchases — $0 annual0% intro APR on purchases for 12 months, then a variable rate (16.74%-26.74% per NerdWallet's current terms).

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Perks & credits

• New account offer — $0 annualNo standard welcome bonus.

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Perks & credits

• Welcome bonus — $0 annualEarn 12,000 bonus points after spending $1,000 on purchases within the first three billing cycles of account opening.
• 10% onboard rebate — $0 annual10% rebate on Amtrak onboard food and beverage purchases.
• 5% award rebate — $0 annual5% points rebate when redeeming points for Amtrak travel.
• No points expiration — $0 annualPoints do not expire as long as the card account remains open.

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Perks & credits

• Introductory bonus offer — $100 annual$100 cash back bonus after spending $500 on purchases in the first 90 days of account opening.

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Perks & credits

• Autopay enrollment credit — $25 annual$25 credit after enrolling in autopay within 3 months of account opening and remaining enrolled for 90 days (one-time).

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Perks & credits

• Welcome offer — $0 annualVariable welcome offer of up to $200 after $2,000 in purchases in the first 6 months.
• Entertainment streaming credit — $7 monthlyUp to $7 per month back on eligible Disney+, Hulu, and ESPN+ subscription purchases (enrollment required).
• Home Chef credit — $15 monthlyUp to $15 per month back on eligible Home Chef purchases.