Amtrak Guest Rewards Preferred Mastercard
FNBO · Mastercard — earn rates, perks, fees, and sources.
Annual fee
$99
Top earn rate
3×
on travel
Perk credits
5
tracked perks & credits
Earn math example
Spend $500/mo on travel with the Amtrak Guest Rewards Preferred Mastercard and you'd earn 18,000 pts/yr ≈ $180 (valued at 1¢/pt) against a $99 annual fee — net +$81/yr on this category alone.
Earn rates
3× travel2× dining1× everyday purchases
Perks & credits (5)
- Welcome bonus — $0 annualEarn 20,000 bonus points after spending $1,000 on purchases within the first three billing cycles of account opening.
- Round-trip companion coupon — $0 annualRound-trip companion coupon on account opening and each card anniversary.
- One-class upgrade — $0 annualOne-class upgrade on account opening and each card anniversary.
- Station lounge pass — $0 annualSingle-visit station lounge pass on account opening and each card anniversary.
- 20% onboard rebate — $0 annual20% rebate (as a statement credit) on Amtrak onboard food and beverage purchases.
Track these in the perk tracker so none expire unused.
Sources
- https://thepointsguy.com/credit-cards/best-credit-cards-for-train-travel/
- https://www.nerdwallet.com/article/credit-cards/amtrak-guest-rewards-world-mastercard?trk_channel=web&trk_copy=5%20Things%20to%20Know%20About%20the%20Amtrak%20Credit%20Card&trk_element=hyperlink&trk_elementPosition=4&trk_location=PostList&trk_subLocation=tiles
Card terms change — verify current fees and benefits with the issuer before applying.
We're finalizing application links — check back soon.
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