maximusPoints

Bank of America Premium Rewards Credit Card

Bank of America · Visa — earn rates, perks, fees, and sources.

Annual fee

$95

Top earn rate

on dining

Perk credits

2

tracked perks & credits

Earn math example

Spend $500/mo on dining with the Bank of America Premium Rewards Credit Card and you'd earn 12,000 pts/yr ≈ $120 (valued at 1¢/pt) against a $95 annual fee — net +$25/yr on this category alone.

Earn rates

2× dining2× hotels2× travel2× flights1.5× gas1.5× everyday purchases1.5× groceries1× Alaska Airlines

Perks & credits (2)

  • Airline incidental credit $100 annualUp to $100 in annual statement credits for incidental airline fees such as checked bags, seat upgrades, lounge access and inflight purchases.
  • Trusted traveler fee credit $100 annualStatement credit for a Global Entry or TSA PreCheck application fee once every four years, up to $100.

Track these in the perk tracker so none expire unused.

We're finalizing application links — check back soon.

Advertiser disclosure: maximusPoints may earn a commission when you apply for a card through links on this page. Rankings are computed from public earn rates and fees — never from who pays us. Not financial advice; check the issuer's site for current terms.