Capital One Venture X Business
Capital One · Visa — earn rates, perks, fees, and sources.
Annual fee
$395
Top earn rate
2×
on gas
Perk credits
4
tracked perks & credits
Earn math example
Spend $500/mo on gas with the Capital One Venture X Business and you'd earn 12,000 pts/yr ≈ $120 (valued at 1¢/pt) against a $395 annual fee — net -$275/yr on this category alone.
Earn rates
Perks & credits (4)
- Capital One Travel credit — $300 annual$300 annually in credit toward bookings through Capital One Travel.
- Anniversary bonus miles — $100 annual10,000 bonus miles each year starting on the first account anniversary.
- Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.
- Lounge access — $0 annualCapital One Lounge and Landing access plus Priority Pass membership with two complimentary Priority Pass guests; Capital One Lounge guest restrictions apply.
Track these in the perk tracker so none expire unused.
Sources
- https://capitalone.com/small-business/credit-cards/venture-x-business/
- https://thepointsguy.com/credit-cards/capital-one-lounge-access-changes-2026/
Card terms change — verify current fees and benefits with the issuer before applying.
We're finalizing application links — check back soon.
More from Capital One
Capital One Venture X Rewards Credit Card
$395 annual fee · 2× gas, 2× dining, 2× hotels, 2× travel
Capital One Spark Cash Plus
$150 annual fee · 2× gas, 2× dining, 2× hotels, 2× travel
Capital One Venture Business Credit Card
$95 annual fee · 2× gas, 2× dining, 2× hotels, 2× travel
Capital One Venture Rewards Credit Card
$95 annual fee · 2× gas, 2× dining, 2× hotels, 2× travel
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