Citi Strata Elite Card
Citi · Mastercard — earn rates, perks, fees, and sources.
Annual fee
$595
Top earn rate
3×
on dining
Perk credits
6
tracked perks & credits
Earn math example
Spend $500/mo on dining with the Citi Strata Elite Card and you'd earn 18,000 pts/yr ≈ $180 (valued at 1¢/pt) against a $595 annual fee — net -$415/yr on this category alone.
Earn rates
Perks & credits (6)
- Citi Travel hotel credit — $300 annual$300 annually in statement credits on prepaid hotel bookings through Citi Travel.
- Splurge credit — $200 annual$200 annually in statement credits on eligible splurge purchases; enrollment required.
- Blacklane credit — $200 semiannualUp to $100 in statement credits each half of the year on Blacklane chauffeur rides.
- Trusted traveler credit — $120 annualUp to $120 toward a Global Entry or TSA PreCheck application every four years.
- Priority Pass lounge membership — $0 annualComplimentary Priority Pass membership with two guests per visit.
- Admirals Club passes — $4 annualFour American Airlines Admirals Club one-day passes per year.
Track these in the perk tracker so none expire unused.
Sources
- https://thepointsguy.com/credit-cards/citi-strata-elite-statement-credits/
- https://thepointsguy.com/credit-cards/citi-strata-premier-vs-strata-elite/
- https://thepointsguy.com/news/citi-strata-elite-launch/
Card terms change — verify current fees and benefits with the issuer before applying.
We're finalizing application links — check back soon.
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