Navy Federal More Rewards American Express
Navy Federal Credit Union · American Express — earn rates, perks, fees, and sources.
Annual fee
$0
Top earn rate
3×
on gas
Perk credits
1
tracked perks & credits
Earn math example
Spend $500/mo on gas with the Navy Federal More Rewards American Express and you'd earn 18,000 pts/yr ≈ $180 (valued at 1¢/pt).
Earn rates
3× gas3× dining3× travel3× groceries1× everyday purchases
Perks & credits (1)
- Welcome bonus — $0 annual20,000 bonus points after $2,000 in purchases within the first 90 days of account opening; offer valid for applications July 1, 2026 through Jan. 3, 2027.
Track these in the perk tracker so none expire unused.
Sources
- https://www.navyfederal.org/loans-cards/credit-cards/offers/more-rewards.html
- https://www.navyfederal.org/loans-cards/credit-cards/more-rewards.html
- https://wallethub.com/d/navy-federal-credit-union-more-rewards-american-express-credit-card-3098c
Card terms change — verify current fees and benefits with the issuer before applying.
We're finalizing application links — check back soon.
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