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Capital One Spark Cash Select for Business

Capital One · Mastercard — earn rates, perks, fees, and sources.

Annual fee

$0

Top earn rate

on travel

Perk credits

2

tracked perks & credits

Earn math example

Spend $500/mo on travel with the Capital One Spark Cash Select for Business and you'd earn 30,000 pts/yr ≈ $300 (valued at 1¢/pt).

Earn rates

5× travel1.5× everyday purchases

Perks & credits (2)

  • Welcome bonus $750 annualEarn a $750 cash bonus after $6,000 spend in the first 3 months of account opening.
  • 0% intro APR on purchases $0 annual0% intro APR on purchases for 9 months (added Aug 2026), then 16.74%-26.74% variable APR.

Track these in the perk tracker so none expire unused.

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