Chase Freedom Flex
Chase · Mastercard — earn rates, perks, fees, and sources.
Annual fee
$0
⚠️ Foreign transaction fees apply
Top earn rate
3×
on dining
Perk credits
3
tracked perks & credits
Earn math example
Spend $500/mo on dining with the Chase Freedom Flex and you'd earn 18,000 pts/yr ≈ $180 (valued at 1¢/pt).
Earn rates
Perks & credits (3)
- Welcome bonus — $200 annualEarn $200 cash back after $500 in purchases in the first 3 months of account opening.
- Chase Travel bonus rate — $0 annualEarn 5% cash back on travel purchased through Chase Travel (portal rate; not encoded in the travel multiplier).
- Cell phone protection — $800 annualUp to $800 per claim ($1,000 per year, $50 deductible) for cell phone damage or theft when you pay your monthly cell phone bill with the card. This benefit ends Sept. 20, 2026.
Track these in the perk tracker so none expire unused.
Sources
- https://www.fool.com/money/credit-cards/chase/chase-freedom-flex-review/
- https://www.cnn.com/cnn-underscored/money/chase-freedom-unlimited-vs-flex?cid=external-feeds_iluminar_meta
- https://www.nerdwallet.com/credit-cards/learn/benefits-of-the-chase-freedom-and-chase-freedom-unlimited
Card terms change — verify current fees and benefits with the issuer before applying.
We're finalizing application links — check back soon.
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