Chase Sapphire Reserve
Chase · Visa — earn rates, perks, fees, and sources.
Annual fee
$795
Top earn rate
4×
on hotels
Perk credits
12
tracked perks & credits
Earn math example
Spend $500/mo on hotels with the Chase Sapphire Reserve and you'd earn 24,000 pts/yr ≈ $240 (valued at 1¢/pt) against a $795 annual fee — net -$555/yr on this category alone.
Earn rates
Perks & credits (12)
- Travel credit — $300 annual$300 in automatic statement credits each account anniversary year on travel purchases.
- The Edit hotel credit — $500 semiannualUp to $250 in statement credits each half of the year on prepaid stays booked through The Edit by Chase Travel.
- Exclusive Tables dining credit — $300 semiannualUp to $150 in statement credits each half of the year at Sapphire Reserve Exclusive Tables restaurants booked via OpenTable.
- StubHub credit — $300 semiannualUp to $150 in statement credits each half of the year on StubHub or Viagogo ticket purchases; activation required.
- DoorDash promos — $300 monthlyUp to $25 per month in DoorDash promotions: a $5 restaurant promo and two $10 promos on non-restaurant orders; activate by December 31, 2027.
- Apple TV and Apple Music — $250 annualComplimentary Apple TV and Apple Music subscriptions valued at up to $250 per year; one-time activation per service required; subscriptions run through June 22, 2027.
- Peloton credit — $120 monthlyUp to $10 per month in statement credits toward a Peloton membership; through December 31, 2027; activation required.
- DoorDash DashPass membership — $120 annualComplimentary DoorDash DashPass membership valued at $120 per year; activate by December 31, 2027.
- Lyft credit — $120 monthlyUp to $10 per month in Lyft in-app credits; through September 30, 2027.
- Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.
- IHG One Rewards Platinum Elite — $0 annualComplimentary IHG One Rewards Platinum Elite status; enrollment required.
- Lounge access — $0 annualPriority Pass lounge membership and Chase Sapphire Lounge access for the cardholder plus two guests; $27 per additional guest.
Track these in the perk tracker so none expire unused.
Sources
- https://thepointsguy.com/news/chase-sapphire-reserve-refresh-2025/
- https://thepointsguy.com/credit-cards/chase-sapphire-reserve-lifestyle-credits/
- https://thepointsguy.com/credit-cards/chase-sapphire-reserve-new-benefits-october-2025/
- https://bankrate.com/credit-cards/reviews/chase-sapphire-reserve-benefits-fee-changes/
Card terms change — verify current fees and benefits with the issuer before applying.
We're finalizing application links — check back soon.
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Advertiser disclosure: maximusPoints may earn a commission when you apply for a card through links on this page. Rankings are computed from public earn rates and fees — never from who pays us. Not financial advice; check the issuer's site for current terms.