maximusPoints

The Ritz-Carlton Card

Chase · Visa — earn rates, perks, fees, and sources.

Annual fee

$450

Top earn rate

on hotels

Perk credits

8

tracked perks & credits

Earn math example

Spend $500/mo on hotels with the The Ritz-Carlton Card and you'd earn 36,000 pts/yr ≈ $360 (valued at 1¢/pt) against a $450 annual fee — net -$90/yr on this category alone.

Earn rates

6× hotels3× dining3× travel3× flights3× Alaska Airlines2× everyday purchases1× gas1× groceries

Perks & credits (8)

  • Airline incidental credit $300 annualUp to $300 per calendar year in statement credits for qualifying airline incidental purchases; must be requested through J.P. Morgan Priority Services within four billing cycles and is not automatic.
  • Ritz-Carlton and St. Regis property credit $100 annualUp to $100 toward qualifying on-property charges on paid stays of two or more nights at Ritz-Carlton or St. Regis properties.
  • Annual free night award $850 annualFree night award worth up to 85,000 Marriott Bonvoy points each year after card renewal.
  • Priority Pass lounge membership $0 annualPriority Pass Select membership for the cardholder and authorized users with up to two guests per visit.
  • Chase Sapphire Lounge access $0 annualAccess to Chase Sapphire Lounges for the cardholder plus two guests.
  • Trusted traveler credit $100 annual$100 statement credit toward a Global Entry application every four years.
  • Marriott Bonvoy Gold Elite status $0 annualAutomatic Marriott Bonvoy Gold Elite status and 15 Elite Night Credits per year; Platinum Elite after $75,000 in annual card spend.
  • Club Level upgrades $3 annualThree Club Level upgrades annually on eligible paid stays of up to seven nights.

Track these in the perk tracker so none expire unused.

We're finalizing application links — check back soon.

Advertiser disclosure: maximusPoints may earn a commission when you apply for a card through links on this page. Rankings are computed from public earn rates and fees — never from who pays us. Not financial advice; check the issuer's site for current terms.