The Business Platinum Card from American Express
American Express · American Express — earn rates, perks, fees, and sources.
Annual fee
$895
Top earn rate
5×
on flights
Perk credits
11
tracked perks & credits
Earn math example
Spend $500/mo on flights with the The Business Platinum Card from American Express and you'd earn 30,000 pts/yr ≈ $300 (valued at 1¢/pt) against a $895 annual fee — net -$595/yr on this category alone.
Earn rates
Perks & credits (11)
- Hotel credit — $600 semiannualUp to $300 in statement credits each half of the year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel; enrollment required.
- Airline incidental credit — $200 annualUp to $200 per calendar year in statement credits for incidental fees on one selected airline; enrollment required.
- CLEAR Plus credit — $209 annualUp to $209 annually toward a CLEAR Plus membership, subject to auto-renewal.
- Hilton credit — $200 quarterlyUp to $50 each quarter in statement credits on eligible Hilton purchases; enrollment required.
- Dell credit — $11.50 annualUp to $1,150 annually in statement credits on eligible Dell purchases; enrollment required and benefit is structured across semi-annual tiers.
- Indeed credit — $360 quarterlyUp to $90 each quarter in statement credits on eligible Indeed purchases; enrollment required.
- ChatGPT Business credit — $300 semiannualUp to $150 each half of the year in statement credits on eligible ChatGPT Business plan purchases; enrollment required.
- Adobe credit — $250 annualUp to $250 annually back on $600 or more in eligible annual Adobe purchases; enrollment required.
- Wireless credit — $120 monthlyUp to $10 per month in statement credits on wireless telephone services purchased directly from U.S. providers; enrollment required.
- Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.
- Lounge access — $0 annualAccess to Centurion Lounges, Priority Pass lounges and other partner lounges; enrollment required.
Track these in the perk tracker so none expire unused.
Sources
- http://thepointsguy.com/credit-cards/amex-business-platinum-current-offer/
- https://thepointsguy.com/credit-cards/amex-business-platinum-2025-refresh/
Card terms change — verify current fees and benefits with the issuer before applying.
We're finalizing application links — check back soon.
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