The Platinum Card from American Express Exclusively for Morgan Stanley

Earn rates

Perks & credits (13)

• Hotel credit — $600 semiannualUp to $300 in statement credits each half of the year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through American Express Travel; enrollment required.
• Resy dining credit — $400 quarterlyUp to $100 each quarter in statement credits at U.S. Resy restaurants; enrollment required.
• Lululemon credit — $300 quarterlyUp to $75 each quarter on eligible U.S. Lululemon purchases; enrollment required.
• Digital entertainment credit — $300 monthlyUp to $25 per month toward eligible digital subscriptions; enrollment required.
• Oura credit — $200 annualUp to $200 annually toward Oura Ring purchases; enrollment required.
• Uber One credit — $120 annualUp to $120 annually toward an Uber One membership, subject to auto-renewal.
• Uber Cash — $200 annualUp to $200 per calendar year in Uber Cash for U.S. rides and Uber Eats.
• Airline incidental credit — $200 annualUp to $200 per calendar year in statement credits for incidental fees on one selected airline; enrollment required.
• CLEAR Plus credit — $209 annualUp to $209 annually toward a CLEAR Plus membership, subject to auto-renewal.
• Trusted traveler credit — $120 annualUp to $120 toward a Global Entry application every four years or up to $85 toward TSA PreCheck every 4.5 years.
• Annual Engagement Bonus — $895 annual$895 deposited into an eligible Morgan Stanley Platinum CashPlus brokerage account after card opening and each year after card renewal; qualifying Morgan Stanley relationship required.
• First additional Platinum card — $0 annualThe annual fee for the first Additional Platinum Card is $0; each additional Platinum Card after that is $195 per year.
• Lounge access — $0 annualAccess to Centurion Lounges, Priority Pass lounges, Delta Sky Clubs when flying Delta, and other partner lounges; enrollment required.

Track these in the perk tracker so none expire unused.

Sources

• https://apply.americanexpress.com/amex-morgan-stanley-credit-cards/?page_url=50
• https://www.morganstanley.com/what-we-do/wealth-management/cashplus.html
• https://us.etrade.com/l/morgan-stanley-platinum
• https://www.brokerage-review.com/bank/cc/charles-schwab-platinum-card.aspx
• https://thepointsguy.com/credit-cards/amex-platinum-2025-refresh/

Card terms change — verify current fees and benefits with the issuer before applying.